first_imgAccurate prediction of global sea-level rise requires that we understand the cause of recent, widespread and intensifying1, 2 glacier acceleration along Antarctic ice-sheet coastal margins3. Atmospheric and oceanic forcing have the potential to reduce the thickness and extent of floating ice shelves, potentially limiting their ability to buttress the flow of grounded tributary glaciers4. Indeed, recent ice-shelf collapse led to retreat and acceleration of several glaciers on the Antarctic Peninsula5. But the extent and magnitude of ice-shelf thickness change, the underlying causes of such change, and its link to glacier flow rate are so poorly understood that its future impact on the ice sheets cannot yet be predicted3. Here we use satellite laser altimetry and modelling of the surface firn layer to reveal the circum-Antarctic pattern of ice-shelf thinning through increased basal melt. We deduce that this increased melt is the primary control of Antarctic ice-sheet loss, through a reduction in buttressing of the adjacent ice sheet leading to accelerated glacier flow2. The highest thinning rates occur where warm water at depth can access thick ice shelves via submarine troughs crossing the continental shelf. Wind forcing could explain the dominant patterns of both basal melting and the surface melting and collapse of Antarctic ice shelves, through ocean upwelling in the Amundsen6 and Bellingshausen7 seas, and atmospheric warming on the Antarctic Peninsula8. This implies that climate forcing through changing winds influences Antarctic ice-sheet mass balance, and hence global sea level, on annual to decadal timescales.last_img read more

first_imgThere was a sharp increase in the volume of first-time buyers in the UK in July, as the prospect of a rise in mortgage borrowing costs encouraged more young purchasers to acquire their first home.The latest First Time Buyer Tracker index from Your Move and Reeds Rains reveals that the number of first-time buyers reached their highest level in July since the recession, paying £161,985, on average, which is 8.9 per cent higher than in the corresponding month in 2014.Overall, there were 29,700 sales of residential properties to first-time purchasers in July, up 4.9 per cent month-on-month. This is in spite of the fact that the average first-time buyer now requires a deposit of £27,975, which is up 10 per cent compared with July 2014’s figure of £25,429.While rising deposit costs may have deterred some prospective purchasers in recent months, increasing real wages have enabled some first-time buyers “to shoulder the short term burden of a slightly higher deposit” to spare the risk of losing out on a good mortgage deal, according to Adrian Gill (left), Director of estate agents Your Move and Reeds Rains.He added, “This month’s particularly high transaction rate is also partially due to expectations that the Bank of England may announce a rate rise sooner rather than later. The thought of months of rock-bottom mortgage rates being brought to an end is encouraging many wavering first-time buyers to jump on the property ladder before repayment costs shoot up.”With demand from purchasers, including first-time buyers, on the rise, Gill believes that “property prices can only increase”, based on the assumption that the economy continues on its upward trajectory.He continued, “While the higher deposit and mortgage costs this brings may be a bother for some, taking a longer view, it’s a sign of a vibrant and dynamic property market.“What may be more concerning for first time buyers is that average mortgage rates may be on the verge of climbing back up. But first time buyers shouldn’t worry. When a rate rise does come it is likely to be slight and gradual so home ownership will by no means suddenly become a costly dream. Instead, it will remain an affordable reality for those first time buyers with the drive and determination to make it so.”The findings from the First Time Buyer Tracker index from Your Move and Reeds Rains is supported by the latest mortgage lending data from the Council of Mortgage Lenders (CML) which also showed that first-time buyers have returned to the property market.The CML said that in June it had seen a 24 per cent rise on the previous month in the value of mortgages taken out by first-time buyers, bringing to an end a weak run of figures during the first half of 2015.“After a slower than expected start to the year, lending now appears to be picking up as we expected, and in line with our recently revised forecasts,” said Paul Smee (right), the Director General of the CML.housing market mortgage rates first-time buyer rise first-time buyers September 1, 2015The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Housing Market » First-time buyer activity hits pre-recession high previous nextHousing MarketFirst-time buyer activity hits pre-recession highFirst-time buyers are piling into the housing market, as the desire to own property negates high house prices and looming interest rate rises.The Negotiator1st September 20150562 Viewslast_img read more

first_imgHome » News » Many rental properties not affected by letting fees ban, study reveals previous nextRegulation & LawMany rental properties not affected by letting fees ban, study revealsSurvey in partnerships with Spark Energy finds three quarters of agents say it will impact at most 25% or their properties under management.Nigel Lewis4th January 201801,531 Views The letting fees ban may not impact agents as much as many feared it would, a survey of 30,000 agents has found.Three quarters of those who responded to the survey by The Negotiator in partnership with Spark Energy said between 10% and 25% of their properties under management would be affected by the tenant fees ban, and that only 2% said that ‘most or all’ would be affected.But the issue continues to worry agents, 68% of whom said it still remains their biggest worry for 2018, the survey – which is published in full within the latest issue (pictured) of The Negotiator magazine – found.Among the agents who responded 86% had 500 properties or fewer under management, 8% had between 501 and 1000 and 6% managed more than 1001 properties.But on the ground, agents currently have more pressing operational issues to worry about than the fees ban.Nearly a half of the agents said their biggest issues were damage to properties by tenants while 36% said problems with rental payments came second.Some agents are also becoming irked by what they see as ‘over regulation’ of the rental sector. Among them, 45% said there was too much and 30% thought it was “about right” but, perhaps surprisingly, 25% thought regulation is too light.“We also asked agents what the government could do to support the industry and unsurprisingly we got some feisty responses,” says Editorial Director Sheila Manchester (pictured, left).“The most frequent were around ‘listen to the agents and their organisations, not the lobbyists’, mandatory licensing for landlords and compulsory membership of a regulatory body for agents.”letting fees ban Sheila Manchester spark energy tenant fees ban January 4, 2018Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

first_imgHome » News » Housing Market » Santander and Legal & General bosses appear to disagree over challenges faced by first time buyers previous nextHousing MarketSantander and Legal & General bosses appear to disagree over challenges faced by first time buyersResearch out today from Santander that claims owning is cheaper than renting and deposit saving still achievable is in contrast to comments by one of its leading competitors.Nigel Lewis20th June 201801,020 Views The mortgage arm of Santander has claimed today that owning a home is cheaper than renting in all areas of the UK and that first time buyers shouldn’t be put off by the challenges of saving up a deposit because of the costs gap of owning rather than renting a property.Santander reckons first time buyers in the UK can on average save £2,250 a year by owning a property, and £3,648 in London.“Many first time buyers understandably focus on the challenge of saving for a deposit and wonder how they will afford a property,” Miguel Sard (right), Managing Director of mortgages at Santander UK says.“However, it is often assumed that when you purchase a property you will be under greater financial pressure and our research shows the reverse is true.”But Kevin Roberts of Legal & General Mortgage Club (below) has been quick to point out today that the almost impossible task faced by many first time buyers to save up a deposit means many are unable to access the annual ‘savings’ to be made from owning versus renting that Santander is so keen to tout.“For many aspiring homeowners, saving for this initial deposit is easier said than done, with many having to rely on the Bank of Mum and Dad,” he says.“One of the challenges many would-be homeowners face is putting enough money aside for a deposit, whilst balancing other monthly outgoings such as rent, bills, and recreational spending.“With over 40% of income spent on rent, this is ultimately leading to some borrowers who may appear perfectly lendable to on paper, remaining in the private rental sector.”Legal and General owning santander mortgages mortgage club Kevin Roberts renting June 20, 2018Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

first_imgFootball practice begins at 6 p.m. Monday for all levels at the Sixth Street practice facility located between West and Bay avenues (directly behind the Primary School).Children should bring a cold beverage (water) and wear cleats, shorts, and a T-shirt. Practice runs from 6-8 for Varsity (7th and 8th grade), J.V. (5th and 6th grade), and Pee-Wee (3rd and 4th grade) and from 6-7:30 for Taxi (K, 1st, 2nd). Parents will receive specific information regarding practice for each level from your children’s coaches.If you have not yet registered your child, the teams will be accepting applications from 5:30-8:00 p.m. Monday. No child will be allowed to practice without a completed application.last_img read more

first_imgThe Irish arm of the sandwich chain O’Briens has been bought out of liquidation by Impless, a newly formed subsidiary of Irish fast food group Abrakebabra Investments (AIL).The chain, which was put into examinership – the equivalent to administration in the UK – in July this year, was put into liquidation in early October, after attempts to sell the business failed. Paul McCann of Grant Thornton, the official liquidator, confirmed the trade and assets, including the brand of O’Brien’s Irish Sandwich Bars, had now been sold to Impless.The AIL Restaurant Group is owned in partnership by entrepreneur Graeme Beere and promoter Denis Desmond. In a statement, the pair said they had always respected O’Briens as a brand and were “delighted to put this well-known Irish brand back on a solid financial footing”.O’Briens comprised 85 franchised outlets in Ireland, but AIL would not confirm whether any stores had been closed.For the full story see the next issue of British Baker, out 6 Novemberlast_img read more

first_img Out of hours media enquiries 020 7944 4292 Nobody enjoys waiting at a bus stop for 20 minutes not knowing when the next bus is going to turn up, only for 2 to then pull up at the same time. By requiring bus operators to share their data, we can make sure that passengers have the information they need to catch the bus with ease, equipped with the right information about the time and cost. This move will also open up opportunities for innovation within the industry, support local services where demand is falling and help increase bus usage across the country. We are delighted that the Department for Transport is highlighting the importance of open data for the bus industry. Here at Reading Buses, we have long been advocates of giving customers more information to help them on their journey – and importantly to help them decide to travel with us in the first place. We have long had a commitment to on-board audio and visual next stop announcements and have put information literally in our customers’ hands with the Reading Buses app, which not only shows when buses are due, but can also show the buses moving in real time on a map of the route. Bus passengers up and down the country are set to benefit from easier journeys with up-to-the-minute information under plans to be announced today (Thursday 5 July 2018) by the Buses Minister.Nusrat Ghani will visit Reading Buses to launch a consultation on legally requiring bus operators to share their data so that passengers can get real time information on bus routes, timetables and fares at their fingertips.It will also look at making companies provide audio and visual information on buses, ensuring disabled people and the elderly are able to travel confidently.Together, the 2 initiatives will ensure that passengers have the information they need, when they need it, regardless of their location and the company running the service.Buses Minister Nusrat Ghani said: James White, senior campaigns manager at the charity Guide Dogs said: Requiring bus companies to share their data would pave the way for improved information across all modes of transport, meaning quicker, easier journeys for passengers travelling on more than one form of transport.Reading Buses is already using open data to improve bus journeys for people in the area. Through a number of initiatives to make information more easily available, the company has seen a 48% increase in passenger numbers since 2009.During her visit the minister will travel on a Reading bus which includes accessibility features such as next stop screens, voice announcements and 2 wheelchair spaces.John Bickerton, Reading Buses’ Head of Engineering and Innovation said: Transport data is already widely shared within the rail industry and across modes in the biggest cities, with apps such as Trainline and City Mapper helping passengers make informed choices about their method of travel. Switchboard 0300 330 3000 Media enquiries 020 7944 3021 Roads media enquiries Accessible information on board buses is absolutely vital to help people with sight loss travel with confidence. We welcome this consultation as an important step towards a comprehensive and much needed network of talking buses.last_img read more

first_imgLoad remaining images Beloved Vermont-based jam band Twiddle spent the weekend in Port Chester, NY, playing back to back shows at the famed Capitol Theatre venue. Twiddle previously made their Cap debut earlier in 2016, selling the place out and welcoming Matisyahu to the stage for the occasion. Just a few months later, and Twiddle had already expanded from one night into two, welcoming RAQ and Madaila for performances on December 16th and 17th, respectively.The first night of the run was punctuated by big jams and a free-for-fall “Free Bird” encore that featured members of RAQ jamming with Twiddle. For the second night, Twiddle kept things more intimate and focused on their improvisation within originals. Since the shows were webcast via nugs.tv, the band has shared pro-shot footage of the first song from each set. Check them out below!Subconscious PreludeCabbage FaceYou can see the band’s setlist and a full gallery below, courtesy of Dave DeCrescente Photos.Setlist: Twiddle | The Capitol Theatre | Port Chester, NY | 12/17/16Set 1: Subconscious Prelude, Doinkinbonk > Too Many Puppies > Bonk, Latin Tang, White Light, Complacent Race*Set 2: Cabbage Face, Gatsby The Great, Manunes The Faun, Every SoulEncore: Beethoven And Greene*with Wiley Griffinlast_img read more

first_img Read Full Story Massachusetts was hit with a heat wave in late June and the Harvard community responded by taking action to reduce energy use. Despite the high temperatures on Thursday June 21, Harvard saw a campus-wide reduction in electricity demand of approximately 10% while continuing to support our research and teaching mission. Schools and departments cut energy use by turning off unnecessary lights, closing window blinds, shutting off computer monitors and scaling back the air conditioning.During extremely hot summer days – called “peak demand” days – the Harvard Energy & Facilities sends notices to Schools and departments to reduce energy. This call to action is beneficial for a number of reasons.  First, it serves as a good reminder about the importance of trimming energy use on a daily basis as part of Harvard’s goal to reduce the University’s greenhouse gas emissions.  Second, it’s a great way to save money.  Each year, a portion the University’s electricity rates are based on peak usage which usually occurs on the hottest day of the year.  When the entire University pitches-in simultaneously on a day such as Thursday June 21, when the temperature neared 100°, Harvard is able to realize significant cost savings.Thank you again and depending on the weather over the next few months, you may once again be called on to help reduce the University’s peak energy use and environmental footprint.last_img read more

first_imgSara Schlecht | The Observer Saint Mary’s visiting artist Jenny Yurshansky drew on inspiration from a family history of separation to create “A Legacy of Loss”“I am a refugee,” Yurshansky said. “My family comes from what was the Soviet Union.”While her immediate family fled to the U.S., Yurshansky’s extended family on her mother’s side was forced to disperse throughout the world, she said.“A whole section of my family fled the Soviet Union to Argentina” Yurshansky said. “The immigration of a whole set of sons ended up being the reason why my great-great grandmother committed suicide because she was so devastated that her family was torn apart in this way. So again, we see these legacies of loss.”Her family was further separated throughout the events of World War II, she said.“My family is Jewish so in order to escape being murdered, my grandmother, her sister and eventually her mother fled all the way to Uzbekistan, 3,000 miles making the journey on foot, train and on hopes,” Yurshansky said. “Not everyone made it back.”Yurshansky said she often needed her mother’s help to fill in some of the missing puzzle pieces and teach her more about her family history, though she was not always willing.“Part of what makes these histories so difficult to share amongst ourselves is that because there is so much pain attached to them, it’s difficult for those who have gone through it to speak openly about it, it’s really difficult to bring up and dredge up all that pain,” she said.Eventually, her mother opened up and began sharing her story more freely, Yurshansky said, even accompanying her daughter on two visits to her hometown.“It has loosened something between us and now conversations do happen unprompted,” Yurshansky said. “At least between us I think it has been a healthy thing and I can say as her daughter there has been some sort of healing that has happened for her.”While on these trips, Yurshasky said she visited her great grandfather’s grave for the first time and rubbed an etching of it, inspiring one of exhibit’s biggest pieces, a large hand-embroidered muslin sheet outlining the etching of the grave. She said she stumbled upon some precision blanks, the lenses used to make glasses before they’re ground down, and had the idea for the main piece in her exhibit: 13 hanging branches with 1,000 pieces of glass on them, expressing so many families’ migrations.“The lenses are just an incredible way to speak about memory,” Yurshansky said. “You think you would have clear access to your own memories but when you have layers of trauma and pain that can be blocks against that, then you have a situation where you can become precisely blank.”Yurshansky said she wants her piece to spark conversations and allow people to make connections.“One thing that I worry about as an artist is if the work becomes completely about me,” she said. “The function that I really want it to have and serve is that I want this work to become a place where dialogue can happen. Us sharing these stories and finding connections with one another and seeing that we are all connected in some way through history, that’s what I want this to open up.”Tags: family history, Jenny Yurshansky, Legacy of Loss, Moreau Art Galleries Saint Mary’s welcomed fall 2019 visiting artist Jenny Yurshansky to speak to students about her exhibit “A Legacy of Loss” at its official opening in Moreau Art Galleries on Thursday. Ian Weaver, assistant professor in the art department, introduced the artist by explaining her diverse background and detailing his own personal experiences in working with Yurshansky.“I was super impressed by her work,” Weaver said. “She works exceptionally hard — I felt like a slacker comparatively.”Yurshansky said she refers to herself as a conceptually-based research artist and researched her current project three years before she even knew what the pieces would be. Her complicated family history inspired her current exhibit and required extensive research, she said.last_img read more